Fin
Financial Mismanagement
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 1
Pending: 9
Unrated: 2
Prediction
Author
Predicted at
Status
Video
There is a realization of significant financial mismanagement and a lack of oversight, with the current situation being both detrimental and foolish.
"I was under the impression this was getting taken care of, but it clearly hasn't been. It's bad and ..."
Sep 22, 2025
Pending
The total amount of bad debt is reported as $98,000.
"You have $98,000 of bad debt."
May 16, 2025
Pending
Despite a net monthly income of $8,800, the individual prioritizes 'fun' over debt repayment, leading to financial distress.
"Total household income 8,800 on a monthly basis net in the current situation. Your debt payments. Le..."
May 16, 2025
Correct
Significant unexplained spending is detailed across various platforms and activities.
"This lady's bull itself was nearly $800. Unknown shopping. That's Amazon. Walmart $1,200. Large purc..."
May 16, 2025
Unrated
The speaker describes the financial situation as 'stupid' due to poor choices.
"What a stupid situation. What a stupid situation."
May 16, 2025
Pending
Monthly debt payments total over $2,110.
"$2,110.30 for debt payments."
May 16, 2025
Correct
The speaker outlines a debt-free timeline but criticizes the individual's entitlement and lack of communication about money, which will negatively impact their future.
"35 months, just under 3 years, 6 months to get a fully funed emergency fund after that. This is the ..."
May 16, 2025
Incorrect
The speaker expresses extreme frustration with individuals who have the capacity to resolve their debt but choose not to.
"Nothing enrages me more like actually makes me defeated than someone that is very clearly able to ge..."
May 16, 2025
Pending
The speaker points out that the individual has a generous allowance for fun, could pay off debt quickly, but fails to do so due to poor allocation of funds.
"I give you a lot for uh having fun on a monthly basis that other people do not get and you could pay..."
May 16, 2025
Pending
The overall household financial score is 3/10, with no progress in real estate.
"Uh, well, actually, if we're taking it for the full household though, I'm going to do three out of 1..."
May 16, 2025
Pending
The overall Hammer financial score is critically low at 1 out of 10.
"Hammer financial score, one out of 10."
May 16, 2025
Pending
Financial health is assessed with low scores for debt collections and emergency funds, and a moderate score for retirement savings (considered behind for their age).
"Debt, there's collection 0 out of 10. Emergency fund. I didn't see savings. You said there was savin..."
May 16, 2025
Unrated